BEST-IN-CLASS Capabilities

VerifyNow

Identify and authenticate consumer account owners and verify account status in real-time using API calls offered by VerifyNow^TM from Fiserv.

KEY FEATURES

Credit decisions and verification

Data from third-party partnerships and from our extensive footprint in bank, merchant and card processing improves accuracy and helps reduce fraud.
Payment account verification

Getting users quickly authenticated is easy when Fiserv helps verify the account provided is owned by the same person trying to initiate a ACH transfer.
Real-time access

VerifyNow includes Early Warning Services® to enable instant verification. This increases verification success and happens completely behind the scenes.
Privacy built in

Customer data is never shared or sold to third parties. When a user ID is deleted, all data associated with that ID is also deleted; only data that must be stored for regulatory compliance is retained.

Data API connections to authenticate and verify

Access a wide array of third-party data sources that enables you to meet know your customer (KYC) requirements and proactively authenticate account status.

Bundle VerifyNow with AllData^® Aggregation from Fiserv and VerifyNow to compare user data with data collected from the financial institution.

Leverage our end-to-end, user-initiated deposit verification process two confirm two small trial deposits to the user’s external account.

Conduct instant in-session account owner authentication using bank account details sourced from our third-party partners.

Discover more ways to use VerifyNow

Disbursements

Loans, commercial, government, payouts

Small Business

Banking services, transfer

Faster Payments

Wires, TCH RTP, FedNow

Business Services

Accounts payable, receivables

Small Investments

Funding, auto-savings, disbursement

Merchant services

Pay-by-bank online, mobile wallet

Identity verification and account validation right at your fingertips.

Getting started is easy

VerifyNow is available as a standalone solution or bundled with AllData Aggregation and is easily integrated with new or existing online funding or money transfer solutions by way of APIs. The host system triggers the VerifyNow service whenever account verification is needed, enabling an unparalleled blended data environment for any use.

Accurate

Name variations, abbreviations and other matches are used to make the most accurate assessment possible.
Flexible

Provides reliable verification using multiple methods including instant and trial deposit verification.
Fast

A real-time solution to help prevent fraud during account funding and account-to-account transfers.
Simple

Access VerifyNow through API within any application requiring near real-time account and identity verification.

Over the shoulder view of young woman using laptop, logging in online banking account with digital security device at cafe. Internet security and digital privacy protection concept.

Learn about our data aggregation solutions

AllData Aggregation

Access to consumer-permissioned financial data covering dozens of vertical markets.

Discover insights related to verification and authentication

ARTICLE

Understanding Nacha's new web debit account validation rule

A new rule that enables ACH payments, requires that account verification be part of antifraud efforts and initiatives.

VIDEO

Smiling Man and woman using tablet device

What is data aggregation?

AllData Aggregation provides accurate real-time consumer financial data at your fingertips.

VIDEO

Close up image of laptop computer displaying financial graph

Data aggregation use cases

Aggregated consumer-permissioned financial data can be used to develop targeted new solutions.

BROCHURE

VerifyNow for Government Agencies

Online fraud creates real challenges for government agencies. See how VerifyNow can help prevent it.

Large Enterprise

Small Business

For consumers, it’s all about the experience^℠: Four relevant consumer spending trends

Bank

Credit Union

Large Financial Institution

Everything, everywhere, all at once: That’s what accountholders expect from digital banking

Fintech

Understanding programmable payments: Helping consumers manage payment choices

Public Sector

48% of Gen Z and millennials used in-person bill payment in the past 30 days

Who We Are

Executive Leadership

Investor Relations

Newsroom

Corporate Social Responsibility

Diversity & Inclusion

Forum

VerifyNow

Identify and authenticate consumer account owners and verify account status in real-time using API calls offered by VerifyNow^TM from Fiserv.

Data API connections to authenticate and verify

Getting started is easy

Learn about our data aggregation solutions

Large Enterprise

Small Business

For consumers, it’s all about the experience℠: Four relevant consumer spending trends

Bank

Credit Union

Large Financial Institution

Everything, everywhere, all at once: That’s what accountholders expect from digital banking

Fintech

Understanding programmable payments: Helping consumers manage payment choices

Public Sector

48% of Gen Z and millennials used in-person bill payment in the past 30 days

Who We Are

Executive Leadership

Investor Relations

Newsroom

Corporate Social Responsibility

Diversity & Inclusion

Forum

VerifyNow

Identify and authenticate consumer account owners and verify account status in real-time using API calls offered by VerifyNowTM from Fiserv.

Data API connections to authenticate and verify

Getting started is easy

Learn about our data aggregation solutions

For consumers, it’s all about the experience^℠: Four relevant consumer spending trends

Identify and authenticate consumer account owners and verify account status in real-time using API calls offered by VerifyNow^TM from Fiserv.