In today’s financial landscape, satisfying consumer demands quickly is a necessity. Instant credit and debit card issuance services help financial institutions to do so. A recent Aite study revealed that 63% of financial institutions offer in-branch, instant card issuance today. Still, there is room for improvement in how these services are delivered. Cloud or hybrid cloud-based solutions provide a way for institutions to provide instant issue while potentially eliminating IT-related costs, including upfront capital expenditures and long-term hardware or software maintenance.