BEST-IN-CLASS Capabilities

AllData Aggregation for Fintechs


Develop innovative products and services – at speed and at scale – with AllData® Aggregation from Fiserv.

 

 

KEY FEATURES

  • Trio of people icon

    Make and support the connections needed to link customer accounts at every financial institution in a single, standard API.

  • Mobile notification icon

    Simplify the process for consumers to connect authenticated financial accounts to your fintech service.

  • Financial presentation icon

    Drive greater cost efficiencies and fraud prevention with real-time, validated information about your customers financial data.

  • Financial graph icon

    Understand consumer behavior, such as active users, applications and platforms being used and date/time logs for user consent, on a weekly or monthly basis.

Innovations to safeguard data-sharing


01

Leverage real-time, bank validated insights needed to make the best lending decisions.


02

Easily obtain, manage and track accountholder consent to share data.


03

Attack fraud with insight into real-time account data and balance verifications.


04

Reduce paperwork and processing times with all financial data in one place.

Getting started is easy

 

Tech firms, government agencies, financial service providers and other aggregators can add AllData Aggregation to existing platforms, enabling an unparalleled blended data environment for any use. Aggregated data can be delivered using REST APIs, easily integrating the data you need with any new or existing application, regardless of the underlying technology platform. 

  • Connectivity icon

    Responsive framework for any platform with out-of-the-box user integrations.

  • Financial graph icon

    Connections from banks, billers, mortgages, credit cards, investments and much more.

  • Security icon

    85 of the top 100 U.S. banks rely on Fiserv to secure financial data on their behalf.

  • Certificate icon

    Access Alldata via REST API within any application requiring personal financial data.

Over the shoulder view of young woman using laptop, logging in online banking account with digital security device at cafe. Internet security and digital privacy protection concept.

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From financial wellness to asset verification, fintechs are using aggregated consumer-permissioned financial data to develop a far-reaching set of targeted solutions.

Use Cases 

Learn about our data aggregation capabilities
 

AllData PFM

A complete view of consumer finances across all online accounts at multiple financial institutions.

VerifyNowTM

A solution to reduce fraud by verifying bank account ownership, status and consumer identity in real-time.

AllData Advisor®

Consolidated view of client assets that leads to stronger relationships for wealth management advisors.

AllData Aggregation

Real-time API that delivers actionable consumer data from over 20 million daily imported transactions.

Learn more from client stories

 

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DECISIONLOGIC

Using data aggregation to facilitate real-time account verification

Download client story

Fiserv is completely buttoned up in terms of the reliability and quality of the AllData Aggregation platform. It's very responsive. It's totally flexible. And, bottom line, it just works.

David Evans

President and CEO
DecisionLogic

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