Loan Origination

Legislative reform has triggered convergence and consolidation in the lending industry, making it increasingly difficult for banks, credit unions and other financial institutions to effect sustainable revenue streams. With stakes this high, lenders must evaluate ways to refine their processes and to mitigate regulatory compliance and operational risk.

How does your origination and processing solution measure up? Today's lenders need to provide loan products with competitive rates, rapid approvals, outstanding service and quick, hassle-free closings. While other companies offer a single product catering to a specific market, Fiserv provides a full range of loan origination systems to fit your current business requirements and accommodate your needs in the future.

Our Solution

For more than 25 years, Fiserv has provided industry-leading origination systems designed to increase consistency and reduce technology costs throughout each phase of the mortgage, home equity, consumer and business loan origination process. From point-of-sale to secondary marketing; from document and task tracking to automated underwriting; from application to processing; from closing to electronic document transmission and automated uploading to loan servicing systems, Fiserv solutions enable you to originate multiple type of loans – across multiple verticals and channels – with speed and efficiency.

Since borrowers expect to receive loan options, approvals and documentation in minutes as opposed to days, being nimble means not losing valuable time during the origination process. Our loan origination software and services let you manage more loans with fewer resources by automating workflows, tracking documents and integrating paper-free processing. With the breadth and depth of services and a significant share of the lending market, Fiserv has developed technology options that help banks, credit unions and mortgage originators of any size reduce costs, generate revenue, stay focused in an increasingly competitive landscape, and maximize return on technology investments.

Benefits

• Leverage loan processing efficiencies. Fiserv loan origination software applications add value to your business model and are tailored to the way you want to do business
• Respond quickly to changing industry policies and regulations. Achieve greater transparency between regulators, borrowers, investors and departments within your organization
• Ensure a more transparent lending environment. Fiserv loan origination systems integrate easily with LoanServ^™ and Secure Lending^™ from Fiserv as well as Fiserv and non-Fiserv bank and credit union account processing platforms
• Streamline business practices. Gain secure, standards-based interfaces with best-of-breed services such as flood insurance, tax services, appraisals and credit bureaus
• Respond quickly to changing industry policies and regulations. Achieve greater transparency between regulators, borrowers, investors and departments within your organization
• Accelerate transition to digital lending. Adopt paper-free practices that enable secure, electronic sharing of loan data and documents