Credit Choice
Deliver a tightly integrated, high-touch credit experience to consumer and business clients with Credit Choice from Fiserv.
Offering an elevated card program that rivals static agent bank and competing issuer offers is critical to maintaining consumer loyalty and wallet share. Compete more effectively and maintain brand integrity while Fiserv manages everything from world-class technology to robust marketing support and detailed analytics to offer clients quality credit card experiences without the expenses associated with direct issuance.
Reduce institutional risks and costs
Create seamless experiences
Receive complete marketing support
Generate more predictable revenue
Offer competitive credit card products
Program distinction matters
Provide superior consumer experiences with limited responsibility and endless possibility. Credit Choice enables your financial institution to outsource all operations – including credit decisioning, compliance, risk, billing and account reconciliations – allowing you to focus on what you do best. Partner with Fiserv to provide a cohesive credit solution that exceeds cardholder demands and inspires top-of-wallet status.
Credit Choice delivers:
Integrated, award-winning services including Card Risk OfficeSM, CardHub, SpendTrack, uChoose Rewards® and more from Fiserv
Consolidated credit and debit experiences with single associate portal and consolidated consumer touch points
Customized, branded digital, plastic (card) and printed collateral
Premier OptisSM technology coupled with competitive card product offerings
Best-in-class program management, cardholder servicing and life-cycle marketing support
Minimal expense and overhead for your financial institution with no need to fund receivables
Reduced compliance and operational risks with high-touch servicing functions
Shared revenue including percentage of interchange and net interest
Offer a card product to fit individual cardholder needs
Credit Choice features simple, straightforward card products with competitive rewards and APRs. Customize your program by offering the combination of cash back, points and elite card products that meet your consumer and business clients' demands. Each issued card features:
- Robust rewards
- Fraud prevention tools
- Digital payment capabilities
- Premier card servicing
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